My name is Brad Marchbanks. I am originally from Georgia, but my Air Force career brought me to Panama City Fl. I joined the Destiny Mortgage Team in 2022 to begin my next chapter after retiring from the military. My goal is to save my clients as much money as possible through a variety of loan options and terms that best suit individual needs. My loan services include home loans and refinances, home equity loans, construction loans, and many more. I take pride in serving my clients quickly and professionally.  Additionally, I am a family man who loves spending time with my beautiful wife of 13 years, and my two amazing daughters. We love spending time outdoors, at the beach, and most importantly, serving our Lord together through multiple capacities at our local church.  I would love the opportunity to discuss how my team and I can best serve your loan needs in FL, GA, or AL!